What kind of business bills can I pay?

Gain more control over your finances with pay business bills—a free, simple, and secure way for small businesses to pay their bills.

Use pay business bills to pay utility bills, vendor bills, contractors, and even rent. However, there are some bills you can’t pay.

The most important thing to remember is that both entities must be businesses. Meaning you can only pay other businesses.

For non-business payments, please refer to other payment options offered by Capital One.

Here are some guidelines to help you save time.  

Business bills you CAN pay with pay business bills:

You can pay any B2B (business to business) payment like: 

  • Taxes
  • Utilities
  • SaaS & app-based expenses
  • Franchising and operating expenses 
  • Legal expenses
  • Accounting & bookkeeping expenses
  • Freelancers/ 1099 contractors 
  • Inventory, raw materials, and supplies
  • Professional services
  • Maintenance services
  • Donations
  • Employee reimbursements
  • Rent (when your landlord is a business, not an individual)
  • Credit card debt (not with a credit card)
  • Loan payments (not with a credit card)
  • Mortgage payments (not with a credit card)
  • Pre-payments (only with ACH)
  • Banks (via paper check only)
  • Payroll companies

Bills you CAN'T pay with pay business bills:

You cannot pay any B2B (business to business) payment like:

  • Personal payments (i.e., payments for a non-business entity)
  • Card network-specific restrictions
  • Payments from prepaid cards
  • Balance transfers (paying a credit card balance with a different credit card)
  • Cash advances: payments from a credit card to a business owner, to the business from its owner, or to another entity in which the cardholder controls or has interests. This is also extended to household members and relations.
  • Direct payroll transactions (though freelancers and contractors are supported)
  • Pharmaceuticals, including for animals
  • Flammables
  • Explosives