How to make a payment without creating a bill

With pay business bills, you can create bills and schedule payments in multiple ways. You can also make a payment to a specific vendor without first creating a bill. To learn more, please follow the steps below.

Paying a vendor without creating a bill

1- Sign in to your Capital One Business Banking account. 

2- Once logged in, you'll see your business accounts displayed. Select the business checking account you want to use.

3- Once in the desired business account, select Pay Business Bills from the dashboard.   

4- In the Vendors tab, find the specific vendor you would like to pay.

5- Enter the amount you want to pay in the Open balance field.

6- Select the Review & pay button at the bottom of the screen.

If you haven't already, you may be asked to link a payment method to your account.

7- Choose a payment method. You can add or change the payment method by accessing the Payment method column.

8- Choose a delivery method. This is how your vendor will receive their payment. You can add or change the delivery method by accessing the Delivery method column.

Adding a delivery method

If a delivery method is not yet set for the vendor, you will need to add one before proceeding with the payment.

  • Vendors can receive their payments via ACH Transfer or paper check.
  • If you are unsure how your vendor would like to be paid, you can let the vendor choose.

9- You can edit the Delivery date by selecting the drop-down menu in the Delivery date column.

10- You can add a memo to the vendor or an invoice number by selecting the 3 dots on the right of the payment details.

11- To continue with the payment, select the Confirm and pay button at the bottom of the dashboard.

That’s it! Your payment is now scheduled.