You got an email that your ACH payment couldn’t be collected from your bank account. You can resolve this yourself in 2 ways:
Resolve the payment from the email received
Click View payment details and you’ll be taken to your account to resolve the payment.
Here’s what the email looks like:
Resolve the payment from your dashboard
Clicking View payment details in the email takes you to the Payments tab.
1. Find the payment. It’s marked with a red label Failed. You can also find it in the Failed tab which appears only when you have failed payments.
2. Click Review.
3. In the payment activity section on the right, you’ll find the reason why the payment couldn’t be collected.
NOTE: Why was this payment not collected?
Here’s a list of reasons you might see and how to resolve each one.
| Reason for failed payment | How to resolve |
| This bank account (BANK...1234) has insufficient funds for this payment. | Add funds to your bank account or change your payment method. |
| This bank account (BANK...1234) seems to be frozen. | Change your payment method. |
| This payment has been blocked by your bank. | Change your payment method or ask your bank to remove their block to resend the payment. |
| You stopped this payment with your bank. | Change your payment method or ask your bank to remove their block to resend the payment. |
| This payment could not be processed as there aren’t enough accessible funds in your account. | Change your payment method or try again once there are sufficient accessible funds. |
| This payment has been put on hold due to the bank account owner reporting it as unauthorized. | Change your payment method or contact the bank to authorize it and reschedule the payment. |
4. At the bottom of the page, click Resolve and reschedule to start the recovery process.
5. Select how you want to pay again for this payment. You have 3 options:
a. Select the same payment method (ACH)- You’ll see a reminder to resolve the reason your payment didn't collect from your bank account before you try to use the same payment method again.
b. Select another connected payment method- Another bank account, Credit or debit cards.
c. Add another payment method- This article can help you connect a credit card or debit card.
6. Continue scheduling the payment as you usually do.
7. In Review & confirm, check the payment details.
NOTE: Change of deduction and delivery dates.
The updated payment deduction date will automatically be the earliest possible date. Click Edit if you want to change it.
8. Click Confirm and schedule payment to continue.
9. Your payment will get the status Scheduled. You can track the payment journey in the progress bar by clicking View details.
You'll get an email letting you know that your payment has been resent.